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Who is Yodlee?

Yodlee is a data aggregation service, and the best in the biz. They’re a US-based company who provide digital financial solutions for 35M+ paid users including financial institutions and technology innovators; including Xero, ANZ Money Manager and Personal Capital. 12 of the the 20 largest US banks trust Yodlee for their services. Read more.

What’s happening when we digitally validate your financials?

By entering your bank logins and linking all of your accounts, we can verify your financial information in a matter of minutes. The software is reading copies of your transactions, and we’re grabbing info we need to approve your home loan. Yodlee never see your credentials, and neither do we.

Why is this a safer, more secure option?

A home loan is serious business, and so is your security. Without getting repetitive we want to assure you that your credentials cannot be seen by Yodlee, or us. We use world-leading encrypted software that allows us to verify your stated income and expense without sifting through paperwork. And once your financial validation has been completed they are obliterated. Kapow. Never to be seen again.

We use Yodlee to link your accounts.

We get it, everyone’s financial situation is different so sometimes manually uploading docs is unavoidable.

Just know that going manual means that it’ll take a little bit longer for us to get back you, because our assessors will need to, err, manually review and assess your docs. We hope that’s OK.

The good news is, when we do contact you, your application will be assessed as much as possible, so try to be thorough to avoid any further delays. We love a bit of tennis, but a paperwork rally is fun for no one.

Pre-approval is an assessment and approval of your loan product, your personal details and your finances - before you have selected your property.

Complete this next step and we’ll provide your borrowing capacity. Once you’ve found your property to buy, we will assess the property and you can progress to full approval.